Self-Insurance for Students
If you have no social insurance (e.g. because you are not self-employed or because you are not insured under your parents’ plan), you are not insured in case of sickness! In this case, you have (among the respective prerequisites) the possibility of applying for an inexpensive insurance policy for students ("Studierendenselbstversicherung") at the "Österreichische Gesundheitskasse (ÖGK)".
HINT: Students from EU/EEA and Switzerland can use their European Health Insurance Card in Austria as long as they have a valid health insurance in their home country.
Important hint concerning the Self-Insurance for Students:
The start of the Master´s Programme has to take place not later than 30 months after completing the Bachelor's Programme; the start of the Doctoral Programme has to take place not later than 12 months after completing the Master's Programme, in order to be entitled (among other prerequisites) to self-insurance for students at the ÖGK.
Take note: Without a valid health insurance policy, you have to pay the total costs of medical care in Austria yourself!
For students from third countries, a valid health insurance in Austria is a precondition for the residence permit.
> Private insurances: An alternative option for self-insurance for non-EU/EEA students offers e.g. FeelSafe. For further information about alternative insurance options, please contact the Welcome Center.
> In any case, as a member of the Austrian Student Union (ÖH) you have automatically accident and liability insurance. You become a member of the ÖH through paying your ÖH fee, which you have to pay every semester. You will find further information about this insurance here.
> General information about the health insurance in Austria can be found here.
> Information about illness & health care in Austria can be found here.
> Here you can find information about the insurance of musical instruments.
Any questions or comments? This page is edited by the Welcome Center of the University of Music and Performing Arts Graz.